{"id":6778,"date":"2023-07-09T14:08:26","date_gmt":"2023-07-09T14:08:26","guid":{"rendered":"https:\/\/rogeap.uwazy.com\/acesso-ao-financiamento\/"},"modified":"2023-08-31T10:31:59","modified_gmt":"2023-08-31T10:31:59","slug":"acesso-ao-financiamento","status":"publish","type":"page","link":"https:\/\/ecowas.rogeap.org\/acesso-ao-financiamento\/","title":{"rendered":"Acesso ao financiamento"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6778\" class=\"elementor elementor-6778\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e8f45d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e8f45d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ee5593 column-style-top column-top\" data-id=\"3ee5593\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12cca99 elementor-widget elementor-widget-image\" data-id=\"12cca99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/ecowas.rogeap.org\/wp-content\/uploads\/2023\/07\/icons8-ampoule-48.png\" class=\"attachment-large size-large wp-image-5293\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5167d60 elementor-widget elementor-widget-heading\" data-id=\"5167d60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <h2 data-elementor-setting-key=\"title_text\" data-elementor-inline-editing-toolbar=\"none\" data-pen-placeholder=\"\u00c9crivez ici...\" style=\"margin: 0px 0px 5px;font-size: 50px;padding-bottom: 6px\">ACESSO \u00c0 LINHA DE CR\u00c9DITO<\/h2>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e053823 elementor-widget elementor-widget-heading\" data-id=\"e053823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Quem pode beneficiar do financiamento do ROGEAP?<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0af2d96 elementor-widget elementor-widget-text-editor\" data-id=\"0af2d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Principalmente bancos comerciais, institui\u00e7\u00f5es financeiras de tipo banc\u00e1rio, institui\u00e7\u00f5es de microfinanciamento e fundos de d\u00edvida.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2247ea elementor-widget elementor-widget-heading\" data-id=\"d2247ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Onde posso encontrar financiamento do ROGEAP?<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ead1b3 elementor-widget elementor-widget-text-editor\" data-id=\"8ead1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\n            <span style=\"color: #000000; font-family: 'Source Sans Pro', sans-serif; font-size: 20px;\">Em bancos, institui\u00e7\u00f5es financeiras de car\u00e1cter banc\u00e1rio, institui\u00e7\u00f5es de microfinanciamento e fundos de d\u00edvida que beneficiaram de refinanciamento ao abrigo da linha de cr\u00e9dito IDA concedida pelo Banco Mundial ao BOAD no \u00e2mbito do ROGEAP.<\/span>\n          <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53df98b elementor-widget elementor-widget-heading\" data-id=\"53df98b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Como beneficiar do financiamento do ROGEAP\n(Documentos principais)<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4527709 elementor-widget elementor-widget-text-editor\" data-id=\"4527709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O Diretor-Geral da institui\u00e7\u00e3o financeira enviar\u00e1 ao Presidente da WADB um pedido de financiamento, especificando, nomeadamente, o montante solicitado e incluindo, em particular, :<\/p>\n<ul>\n<li>  estatutos, organigrama ;<\/li>\n<li>relat\u00f3rios de atividade dos \u00faltimos cinco anos ;<\/li>\n<li>demonstra\u00e7\u00f5es financeiras dos \u00faltimos cinco anos + relat\u00f3rios dos auditores<\/li>\n<li>Revisores oficiais de contas;<\/li>\n<li>relat\u00f3rio sobre a \u00faltima auditoria efectuada pela Comiss\u00e3o Banc\u00e1ria ;<\/li>\n<li>Um programa de actividades para os pr\u00f3ximos 05 anos, incluindo as previs\u00f5es para a concess\u00e3o de empr\u00e9stimos;<\/li>\n<li>contas de explora\u00e7\u00e3o projectadas para os pr\u00f3ximos 05 exerc\u00edcios financeiros com os respectivos pressupostos (plano de actividades, se aplic\u00e1vel);<\/li>\n<li>projeto em curso ;<\/li>\n<li>garantia proposta para cobrir o empr\u00e9stimo potencial do BOAD.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d667244 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d667244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/ecowas.rogeap.org\/pt-pt\/?page_id=6749\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-money-bill-alt\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Candidatar-se a um financiamento<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6caaf2a elementor-widget elementor-widget-heading\" data-id=\"6caaf2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Crit\u00e9rios de interven\u00e7\u00e3o BOAD<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc69e0f elementor-widget elementor-widget-text-editor\" data-id=\"dc69e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os bancos comerciais, as institui\u00e7\u00f5es financeiras de car\u00e1cter banc\u00e1rio, as institui\u00e7\u00f5es de microfinanciamento e os fundos de d\u00edvida dos pa\u00edses membros da UEMOA s\u00e3o eleg\u00edveis de acordo com os seguintes crit\u00e9rios<\/p>\n<ul>\n<li>capacidade organizativa e institucional e estrutura de governa\u00e7\u00e3o satisfat\u00f3rias ;<\/li>\n<li>sistemas adequados de avalia\u00e7\u00e3o, controlo e gest\u00e3o dos riscos de cr\u00e9dito ;<\/li>\n<li>no respeito das regras estabelecidas pelo Banco Central dos Estados da \u00c1frica Ocidental (BCEAO) e de outros regulamentos aplic\u00e1veis;<\/li>\n<li>aplica\u00e7\u00e3o de normas de combate ao branqueamento de capitais, ao financiamento do terrorismo e \u00e0 corrup\u00e7\u00e3o ;<\/li>\n<li>cumprimento da legisla\u00e7\u00e3o e dos regulamentos actuais e futuros em mat\u00e9ria de prote\u00e7\u00e3o dos consumidores, nomeadamente no dom\u00ednio dos servi\u00e7os financeiros.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8d6c2e elementor-widget elementor-widget-heading\" data-id=\"d8d6c2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Objectivos  <\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-caff3d7 elementor-widget elementor-widget-text-editor\" data-id=\"caff3d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Estes recursos destinam-se a :<\/p>\n<ul>\n<li>empresas de energia solar que comercializam kits solares ou solu\u00e7\u00f5es microindustriais a pedido para financiar a compra\/venda de equipamento aprovado;<\/li>\n<li>ou aos benefici\u00e1rios finais, ou seja, agregados familiares, escolas, centros de sa\u00fade, micro e pequenas empresas, para o financiamento do seu equipamento.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-167aed4 elementor-widget elementor-widget-heading\" data-id=\"167aed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">Garantia<\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f55e79b elementor-widget elementor-widget-text-editor\" data-id=\"f55e79b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Notas promiss\u00f3rias a favor do BOAD e domiciliadas no banco central ou num banco, representando cada uma das presta\u00e7\u00f5es do empr\u00e9stimo e\/ou ;<\/li>\n<li>Hipoteca imobili\u00e1ria e\/ou qualquer outra garantia de valor considerada satisfat\u00f3ria pelo BOAD.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ACESSO \u00c0 LINHA DE CR\u00c9DITO Quem pode beneficiar do financiamento do ROGEAP? Principalmente bancos comerciais, institui\u00e7\u00f5es financeiras de tipo banc\u00e1rio, institui\u00e7\u00f5es de microfinanciamento e fundos de d\u00edvida. Onde posso encontrar financiamento do ROGEAP? Em bancos, institui\u00e7\u00f5es financeiras de car\u00e1cter banc\u00e1rio, institui\u00e7\u00f5es de microfinanciamento e fundos de d\u00edvida que beneficiaram de refinanciamento ao abrigo da linha [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-6778","page","type-page","status-publish","hentry"],"campaignId":"","_links":{"self":[{"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/pages\/6778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/comments?post=6778"}],"version-history":[{"count":2,"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/pages\/6778\/revisions"}],"predecessor-version":[{"id":6796,"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/pages\/6778\/revisions\/6796"}],"wp:attachment":[{"href":"https:\/\/ecowas.rogeap.org\/en\/wp-json\/wp\/v2\/media?parent=6778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}