{"id":6742,"date":"2023-07-09T14:08:26","date_gmt":"2023-07-09T14:08:26","guid":{"rendered":"https:\/\/rogeap.uwazy.com\/access-to-financing\/"},"modified":"2023-08-31T10:31:59","modified_gmt":"2023-08-31T10:31:59","slug":"access-to-financing","status":"publish","type":"page","link":"https:\/\/ecowas.rogeap.org\/access-to-financing\/","title":{"rendered":"Access to financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6742\" class=\"elementor elementor-6742\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e8f45d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e8f45d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ee5593 column-style-top column-top\" data-id=\"3ee5593\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12cca99 elementor-widget elementor-widget-image\" data-id=\"12cca99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/ecowas.rogeap.org\/wp-content\/uploads\/2023\/07\/icons8-ampoule-48.png\" class=\"attachment-large size-large wp-image-5293\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5167d60 elementor-widget elementor-widget-heading\" data-id=\"5167d60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <h2 data-elementor-setting-key=\"title_text\" data-elementor-inline-editing-toolbar=\"none\" data-pen-placeholder=\"\u00c9crivez ici...\" style=\"margin: 0px 0px 5px;font-size: 50px;padding-bottom: 6px\">ACCESS TO THE CREDIT LINE<\/h2>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e053823 elementor-widget elementor-widget-heading\" data-id=\"e053823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Who can benefit from ROGEAP funding?<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0af2d96 elementor-widget elementor-widget-text-editor\" data-id=\"0af2d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mainly commercial banks, banking-type financial institutions, microfinance institutions and debt funds.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2247ea elementor-widget elementor-widget-heading\" data-id=\"d2247ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Where can I find ROGEAP financing?<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ead1b3 elementor-widget elementor-widget-text-editor\" data-id=\"8ead1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\n            <span style=\"color: #000000; font-family: 'Source Sans Pro', sans-serif; font-size: 20px;\">In banks, financial institutions of a banking nature, microfinance institutions and debt funds, having benefited from refinancing under the IDA credit line granted by the World Bank to BOAD within the framework of the ROGEAP.<\/span>\n          <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53df98b elementor-widget elementor-widget-heading\" data-id=\"53df98b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">How to benefit from ROGEAP financing\n(Main documents)<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4527709 elementor-widget elementor-widget-text-editor\" data-id=\"4527709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The General Manager of the Financial Institution shall submit a request for financing to the President of BOAD, specifying in particular the amount requested and including in particular :<\/p>\n<ul>\n<li>  bylaws, organization chart ;<\/li>\n<li>activity reports for the last five years ;<\/li>\n<li>financial statements for the past five years + auditors&rsquo; reports<\/li>\n<li>Statutory Auditors;<\/li>\n<li>report of the last audit mission of the Commission Bancaire ;<\/li>\n<li>program of activities for the next 05 years, highlighting, in particular, forecasts for the granting of loans;<\/li>\n<li>projected operating accounts for the next 05 years with related assumptions (business plan if applicable);<\/li>\n<li>project pipeline ;<\/li>\n<li>guarantee proposed to cover any BOAD loan.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d667244 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d667244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/ecowas.rogeap.org\/en\/?page_id=6731\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-money-bill-alt\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for financing<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6caaf2a elementor-widget elementor-widget-heading\" data-id=\"6caaf2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">BOAD intervention criteria<\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc69e0f elementor-widget elementor-widget-text-editor\" data-id=\"dc69e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Commercial banks, financial institutions of a banking nature, microfinance institutions and debt funds in WAEMU member countries are eligible in accordance with the following criteria:<\/p>\n<ul>\n<li>satisfactory organizational and institutional capacities and governance structure ;<\/li>\n<li>adequate systems for assessing, monitoring and managing credit risks ;<\/li>\n<li>compliance with the rules laid down by the Central Bank of West African States (BCEAO) and other applicable regulations;<\/li>\n<li>application of anti-money laundering, anti-terrorist financing and anti-corruption standards;<\/li>\n<li>compliance with current and future consumer protection legislation and regulations, particularly in the field of financial services.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8d6c2e elementor-widget elementor-widget-heading\" data-id=\"d8d6c2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">\n            <span style=\"font-size: 25.2px\">Targets  <\/span>\n          <\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-caff3d7 elementor-widget elementor-widget-text-editor\" data-id=\"caff3d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>These resources are intended for :<\/p>\n<ul>\n<li>solar companies involved in the marketing of solar kits or on-demand micro-industrial solutions for financing the purchase\/sale of approved equipment;<\/li>\n<li>or to final beneficiaries, i.e. households, schools, health centers, micro and small businesses, for financing their equipment.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-167aed4 elementor-widget elementor-widget-heading\" data-id=\"167aed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n          <font color=\"#8e1d36\" face=\"Source Sans Pro, sans-serif\">Warranty<\/font>\n        <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f55e79b elementor-widget elementor-widget-text-editor\" data-id=\"f55e79b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Promissory bills in favour of BOAD and domiciled at the central bank or at a bank, representing each loan instalment and\/or ;<\/li>\n<li>Building mortgage and\/or any other guarantee of value deemed satisfactory by BOAD.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ACCESS TO THE CREDIT LINE Who can benefit from ROGEAP funding? Mainly commercial banks, banking-type financial institutions, microfinance institutions and debt funds. Where can I find ROGEAP financing? In banks, financial institutions of a banking nature, microfinance institutions and debt funds, having benefited from refinancing under the IDA credit line granted by the World Bank [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-6742","page","type-page","status-publish","hentry"],"campaignId":"","_links":{"self":[{"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/pages\/6742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/comments?post=6742"}],"version-history":[{"count":3,"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/pages\/6742\/revisions"}],"predecessor-version":[{"id":6792,"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/pages\/6742\/revisions\/6792"}],"wp:attachment":[{"href":"https:\/\/ecowas.rogeap.org\/pt\/wp-json\/wp\/v2\/media?parent=6742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}